Blipply blog

Insights & updates

Expert insights on fintech, digital payments, and financial inclusion in emerging markets.

Binance and the EU: what MiCA means for your money in 2026

Binance is suspending services for EU users from July 1, 2026 after missing the MiCA license deadline. Here is what happened, what MiCA is and what your options are.

26 Jun 2026Read article

Self-custodyNon-custodialFintech

The trend banks cannot stop

People are done asking permission to use their own money. Here is why that changes everything.

10 Jun 2026Read article

Case study

How Blipply cut ODS's costs with 60%

A Stockholm influencer agency managing campaigns across Africa, Latin America and the EU replaced PayPal with Blipply, and changed the profit of every campaign.

9 Jun 2026Read article

Self-custodyFinancial infrastructureNon-custodial

Part 3: The default is not neutral

Self-custody exists, it works, and millions of people use it. The fact that it remains the minority choice is not an accident. It is a design outcome.

5 Jun 2026Read article

Self-custodyDigital walletsNon-custodial

Part 2: Your keys, your money

Every savings account, pension fund, brokerage account and crypto exchange has one thing in common: someone else holds the keys. There is another way to own assets — it is called self-custody.

4 Jun 2026Read article

Financial infrastructureCustodial financeNon-custodial

Part 1: Your money isn't kept safe

Every time you deposit money into a financial institution or digital payment platform, you hand over legal ownership. Most people have no idea this is happening.

3 Jun 2026Read article

Financial infrastructureDigital walletsNon-custodial

Part 5: A better fit for the informal economy

Non-custodial wallets align naturally with the structure of informal economies. This article explains why ownership, flexibility, and independence matter more than rigid financial models.

6 Mar 2026Read article

Merchant paymentsDigital walletsNon-custodial

Part 4: Everyday trade made simpler

Non-custodial wallets simplify daily trade for informal merchants. This article explores payments, supplier coordination, and cash flow in real-world informal markets.

5 Mar 2026Read article

SavingsDigital walletsNon-custodial

Part 3: Saving with confidence

Inflation erodes the savings of informal traders. This article explains how non-custodial wallets enable stable saving and responsible access to optional yield.

4 Mar 2026Read article

ResilienceDigital walletsNon-custodial

Part 2: Protection from system failures

System outages, account freezes, and sudden rule changes hit informal traders hardest. This article explains how non-custodial wallets reduce systemic risk and improve resilience in the informal economy.

3 Mar 2026Read article

Self-custodyDigital walletsNon-custodial

Part 1: Ownership, not just access

Access to digital payments is not enough for informal traders. This article explains why financial ownership matters and how non-custodial wallets restore control, resilience, and long-term stability.

2 Mar 2026Read article

Economic accessLocal tradeStablecoin

Part 11: Reshaping economic participation

Stablecoins may reshape how people participate in local and global economies. This article explores long-term impacts on trade, inclusion, and opportunity.

21 Feb 2026Read article

Risk managementLocal tradeStablecoin

Part 10: Risks, responsibilities, and safeguards

Stablecoins offer clear benefits but also carry responsibilities. This article explores risks, safeguards, and how stablecoin systems can remain trustworthy.

20 Feb 2026Read article

Supply chainsLocal tradeStablecoin

Part 9: Reshaping local supply chains

Stablecoins improve local supply chains by reducing payment friction, delays, and uncertainty. This article explains the impact on everyday commerce.

19 Feb 2026Read article

AdoptionLocal tradeStablecoin

Part 8: Scaling stablecoins in local economies

Stablecoins can support local trade at scale when the right conditions exist. This article explores infrastructure, trust, regulation, and adoption readiness.

18 Feb 2026Read article

MisconceptionsLocal tradeStablecoin

Part 7: Myths about stablecoins debunked

Stablecoins are often misunderstood. This article addresses common myths and explains what stablecoins are and are not in everyday local trade.

17 Feb 2026Read article

Digital walletsLocal tradeStablecoin

Part 6: Stablecoins in practice for local trade

Stablecoins are often seen as complex or technical. This article explains how stablecoins work in practice for everyday local trade and small businesses.

16 Feb 2026Read article

Financial inclusionLocal tradeStablecoin

Part 5: Stable money and informal economies

Stable digital money supports informal trade, financial inclusion, and economic resilience. This article explores how stablecoins create long-term impact.

15 Feb 2026Read article

PaymentsLocal tradeStablecoin

Part 4: Why reliable money matters most

Speed and familiarity do not guarantee trust. This article explains why reliable money systems matter more for local trade and small businesses.

14 Feb 2026Read article

RemittancesLocal tradeStablecoin

Part 3: Lowering remittance and cross-border costs

High remittance fees and complex cross-border payments hold back families and small businesses. This article explains how stablecoins reduce costs and simplify cross-border trade.

13 Feb 2026Read article

PricingLocal tradeStablecoin

Part 2: Stable value transforms merchant decisions

Stable value changes how merchants price, save, and plan. This article explains how stablecoins improve everyday business decisions in local trade. Part 2 of the series: Stable money for real trade.

12 Feb 2026Read article

InflationLocal tradeStablecoin

Part 1: Why money instability is the biggest hidden barrier to local trade

Unstable currencies, inflation, and payment friction quietly limit local trade. This article explains why money instability hurts small businesses and how stablecoins remove these barriers. Part 1 of the series: Stable money for real trade.

11 Feb 2026Read article

FintechFinancial inclusion

Stablecoins are quietly changing how local trade works

Not through hype or speculation, but by solving real problems that merchants, traders, and families face every day.

10 Feb 2026Read article

Financial inclusionDigital inclusion

Bridging the cash and digital divide in emerging markets

Cash tracking has long been missing from digital tools. By unifying cash and digital sales in one system, Blipply empowers every merchant to grow, access credit, and take full control of their business.

17 Nov 2025Read article

FintechMobile money

A breakthrough for informal merchants in Kenya

Fragmented wallets have kept millions of merchants locked out of digital payments. By supporting Kenya's KE-QR standard, Blipply ends fragmentation and empowering every merchant to accept any digital payment.

7 Nov 2025Read article

FintechDigital inclusion

Kenya's digital payment boom: key trends

Kenya is redefining digital payments. As mobile money reshapes the economy, Blipply provides the next-generation infrastructure that empowers partners to scale, connect, and serve a fully digital Africa.

31 Oct 2025Read article

FintechInformal economy

Why Africa's next fintech wave is being built by invisible systems

Africa's next fintech wave is invisible. The real breakthroughs aren't storefronts or apps, they're systems like Blipply that turn everyday trade into trusted data, powering credit, inclusion, and growth across the continent.

22 Oct 2025Read article

Digital inclusionInformal economy

Concerns to go digital holds people back

Real concerns keep merchants tied to cash. Generic tools do not solve scams, delays, or trust issues. Blipply is built for these realities, giving traders security, speed, and growth in one simple app.

4 Sep 2025Read article

FintechMobile money

Why merchants must go mobile to grow

Running offline hides your business from growth. Without digital tools you miss bookings, lose track of sales, risk fraud, and cannot prove income. Blipply puts it all in one app so you can grow anywhere.

15 Aug 2025Read article

Financial inclusionDigital inclusion

Forgetting cash - the smart choice

Cash leaves no trace. There's no record of your income, spending, your sales or how many customers you have. So while cash might feel safe and familiar, it's actually one of the biggest barriers to your progress.

11 Jun 2025Read article

FintechFinancial illiteracy

Fintech's role in financial literacy

Low financial literacy limits budgeting and access to services for low-income earners. Fintech platforms like Blipply offer tools to track income, control spending, and boost financial knowledge.

2 Nov 2024Read article

SecurityMobile money

Digital payments increases security

Digital payments improve safety for informal merchants by lowering cash risks, securing transactions, and providing a clear sales record. Learn how Blipply safeguards earnings and enhances financial stability.

1 Nov 2024Read article

Female entrepreneurshipFinancial inclusion

Tech empowers female entrepreneurs

Female entrepreneurs drive Africa's informal economy but struggle with cash-based challenges. Platforms like Blipply empower them with safer, accessible tools to grow businesses and advance gender equality.

31 Oct 2024Read article

Financial inclusionMobile money

Impact of cashless payments

How switching from cash and card payments to digital payments offers environmental benefits. Research shows how digital payments can reduce carbon emissions and resource use.

30 Oct 2024Read article

Credit scoringFinancial inclusion

Credit scoring: a path to financial inclusion

In Africa's informal economy, cash dependency limits financial history and access to financial services. Blipply bridges the gap by helping users become financially included through shopping.

29 Oct 2024Read article

FintechInformal economy

Incentives drive lasting behaviour change

How tailored incentives can drive sustainable behaviour change in Africa's informal economy: a pathway to digital payments and, in the long term, financial and digital inclusion.

28 Oct 2024Read article

Aid organisationsBanks

Driving inclusion in informal economies

How aid organisations can partner with Fintech platforms and banks to enhance financial inclusion in informal economies through innovative programmes and guarantees.

28 Oct 2024Read article

Financial inclusionDigital inclusion

Achieving financial and digital inclusion

What it means and how to get there. Being financially and digitally included requires a digital financial history, a credit score, and a verified digital identity.

28 Oct 2024Read article

Financial inclusionMobile money

Zero fees: The key to financial inclusion

Why zero transaction fees are essential for digital payment growth and financial inclusion in Africa's informal economy. Lower costs mean more transactions and more opportunities.

28 Oct 2024Read article